Stephnie de Ruyter
Stephnie de Ruyter, Party Leader
Party Leader
The Origins of Social Credit
Development of modern banking has resulted in nations losing the power to issue most of their own money. The financial system, worldwide, is based on debt.
Our Policies

To view our policy summaries please click on the relevant policy heading on the left.

Community Credit

The Democrats for Social Credit Party is committed to:

• Recovering effective control of New Zealand’s economic affairs and establishing greater economic independence.

• Utilising the Reserve Bank of New Zealand, instead of commercial banks, to provide grants, nil interest and low interest loans for capital and infrastructure works as well as for eligible community projects.

• Having new interest-bearing debt, presently being issued by private banks, replaced with interest-free finance from the publicly owned Reserve Bank of NZ.

• The introduction of a Basic Income.

• Replacing interest-bearing local authority and district health board debt, as it matures, with interest free Community Credit.

• Removing student fees and abolishing the student loan scheme.

• Providing Community Credit to fund small business, research, energy, conservation and transport projects.

• Reintroducing into the private banking system a reserve ratio similar to that removed in the 1980s, to promote inflation-free, sustainable growth and enhancement of public well-being.


Stephnie de Ruyter, Leader

Chris Leitch, Deputy Leader & Finance Spokesman


Published: August 2017

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