A Conundrum
(August 2008 )
I suspect if the National Party becomes the government their rule will be limited to one term, and it won’t be all their fault. Labour has crowed for years about full employment, low inflation and a buoyant economy. However this was an illusory prosperity based on an out of control money supply, much of it sourced from overseas via immigration, foreign takeovers and money attracted here by the high interest rates, an intrinsic part of our dysfunctional monetary system. Like Chinese emperors who were booted out of office when the Hwang Ho or Yangtze flooded, the new government will be blamed for bad things, even if it is not culpable.

Learn from others
(August 2008 )
As many are aware, the current method by which the Reserve Bank attempts to control inflation is by setting the Official Cash Rate which in turn affects the interest rates for borrowers and lenders engaging with the finance industry including banks.

Health Service Still Suffering from '90s Reforms
(July 2008 )
As New Zealand's public hospitals plunge ever further into industrial unrest it is sobering - and instructional - to reflect on the recent history of health management in this country.

Destroying the Planet to Protect the Banks
(July 2008 )
The Bank for International Settlements (BIS) has just released its annual report for 2008. “So what of it?” you might say. Few have ever heard of BIS and even fewer know anything about it. That lack of awareness needs to change at about the speed of light. BIS is possibly the most powerful organization in the world, more powerful in some ways than the United States government. Whereas the goal of US policy is to achieve full spectrum dominance of the physical world as promoted by The Project for the New American Century (Google PNAC), BIS aims to maintain the full spectrum dominance it already has of the world’s finance and money.

The Subprime Crisis & Economic High Priests - Part One
(June 2008 )
People are inherently conservative and will not look to alternative economic and monetary policies unless forced to do so by personal distress or pity for the plight of others. Cynical though it might be, the present subprime crisis as it spreads from the United States of America will give enhanced opportunity to those who are committed to monetary reform.

The Subprime Crisis & Economic High Priests - Part Two
(June 2008 )
New Zealand with its highest interest in the OECD has yet to feel the full impact of the subprime credit crunch.

Living in Dreamland
(May 2008 )
The book “What Your Accountant Doesn’t Tell You’, by New Zealand accountant Fiona Clayton-Law, gives tips on tax avoidance, and advocates getting into networking. She says this has created more millionaires in America, Australia and New Zealand than anything else. She also advocates share trading, not investment, but property speculation, options and other derivatives.

How to Make Millions
(April 2008 )
It’s simple, it’s legal, it’s respectable….. All you need is a bank! Almost everybody worries about money, but very few people know where it really comes from. Most people are so confused by economic jargon, they don’t even know they’re being ripped off.

Collapse?
(March 2008 )
In 1929, in the boom before the Great Crash, Irving Fisher reckoned that market forces would force a correction, though not collapse. Countless other ‘experts’ in the sharemarket denied the possibility of financial meltdown.

The Goal of Increased Share Market Investment - Is It a Recipe for Disaster?
(February 2008 )
"To suggest that the New Zealand economy depends on investment in the stock market is absurd and ignores the fact that most of the companies on the New Zealand stock market are overseas owned and therefore profits go overseas with little if any benefit to this country. To have as a goal that all New Zealanders invest in the stock market I consider a recipe for disaster". Ian Ritchie, Palmerston North 28/1/2008 in email to Radio NZ "ninetonoon".

The Case Against Fluoridation
(October 2007 )
A layperson attending diligently to the information available about fluoridation over the past year would be hard put not to vote for it in the upcoming referenda.

Rates Relief
(October 2007 )
The furore about people being forced out of their homes and farms by rate increases well above increases in the consumer price index (CPI) forced the government to set up an inquiry into the subject. Mayoral and council candidates have weighed in with promises to rein in council spending and keep rates in line with CPI. What they, like their predecessors, will find, is that there is little scope for savings. Higher standards and construction costs for roads, water, sewerage and pest control race ahead of CPI creating a dilemma that is beyond the powers of local government to resolve.

Work as a Vocation
(October 2007 )
When the power of private debt based finance that is built into debt based capitalism is replaced with the Social Credit dividend, then the means of exchange which currently serves as the means of mastery over wealth production, will become what its natural function should be, as the means of the distribution of wealth which all citizens have a share in as a democratic right.

Too Much Money
(September 2007 )
Everyone knows that when there is too much money in relation to goods and services available, inflation occurs. Robert Mugabe has given us an excellent demonstration of this.

Forest Futures
(August 2007 )
Policy makers who are seeking to reduce atmospheric carbon dioxide levels tend to focus on energy conservation and substitutes for fossil fuels. Globally there’s a gross lack of attention to forests on the other side of the carbon accounts.

Borrow and Hope
(August 2007 )
Increasing outflow of interest and dividends from foreign loans and investments leaves us with zero increase in average disposable income over the past three years. Inequality continues to increase, so that most of us are getting poorer year by year. Labour is quite out of its depth in trying to better the lot of New Zealanders.

Not Yet Equal – the CEDAW Shadow Report
(July 2007 )
With a few very visible women in top positions of New Zealand government and industry right now, some of you might be forgiven for thinking that the battle for women’s equality has been won. Some might even feel that things have gone too far, that men and boys now suffer discrimination in the name of political correctness. Any government initiatives that privilege women are condemned in some quarters as “social engineering” or ridiculed as “political correctness gone mad”.

The House That Jack Built
(July 2007 )
National Party Leader John Key was raised by his mother after his father died. They had few luxuries, and lived in a State house in the Christchurch suburb of Bryndwr. That meant John Key could progress to University - before student loans were introduced - and went on to become a multi-millionaire in the “finance industry”.

Energy savings: a potential ecological, environmental & health hazard.
(June 2007 )
Saving energy is the right thing to do nowadays and nothing is easier than replacing old incandescent light bulbs with the modern ones that use less electricity to produce the same amount of light, last longer and are often presented as having a more natural and healthier light spectrum. We should all happily embrace that victory of science and technology and shower thanks on the inventors and manufacturers of this modern day simple weapon against pollution and global warming. Does that sound sarcastic? Because it is.

Forestry & Climate Change
(May 2007 )
It is no secret that climatic changes occur. In recent times, evidence from forest patterns in New Zealand, fishing notes from British parish records, a reference in the story of the Younghusband “mission” to Tibet, plus many other sources, suggest a cooling change about eleven hundred years ago. Supplementary data suggest re-warming starting at about the turn of the twentieth century.

Fluoridation
(May 2007 )
Why should the fluoridation of the water supply in towns like Greymouth and Ashburton be of interest to rural people? Many farmers retire to small towns such as Oxford and Geraldine. Some farm workers reside in small towns and we can expect Ministry of Health pressure to fluoridate rural water schemes.

Humanity’s Greatest Challenge
(April 2007 )
We are now close to crisis point. This is not a melodramatic statement intended to frighten or shock readers. It is merely an inescapable fact.

Intellectual Dishonesty
(April 2007 )
A recent research showed that forests in temperate zones warm the atmosphere because the absorption of long wavelength solar radiation by dark leaves which present a rough surface to the sun raises the temperature more than absorption of carbon dioxide by the trees lowers it.

Dairying in New Zealand
(March 2007 )
I find the reports in the media alarming, that there is a proposal to put to the dairy farmer shareholders of Fonterra, that there be a split in the make up of their shareholdings in the company.

Rates Growth
(November 2006 )
Probably everywhere for both district and regional councils rates are increasing faster than inflation. Why?

The End of Farm Exports?
(October 2006 )
There is wide awareness of prospective continuing energy price increases. However fossil fuels such as coal will last centuries and other technologies should see us out for millennia, albeit at much higher energy prices than we presently enjoy.

Our Electrical Future
(September 2006 )
The Labour government is floundering in dealing with our future electricity needs. Addiction to growth including encouraging tens of thousands of immigrants into the country inevitably increases the demand for electricity. In the past this meant paying the capital cost of a dam but after that and loan interest had been paid off there was only a small maintenance cost to cope with. Now we face the prospect of thermal power stations and their ongoing fuel costs, not to mention carbon emissions.

What Is Social Credit?
(July 2006 )
Social Credit is the name given to a system of economic analysis and political philosophy by its originator, Major C.H.Douglas.

Are You Being Ripped Off?
(June 2006 )
There is only one reason why Democrats for social members know that reforming our financial system is essential: the present system does not and cannot work for the benefit of New Zealanders.

Submission to Wanganui District Council
(May 2006 )
The New Zealand Democrats for social credit have been represented in Parliament in the past and intend winning electoral support again. Indeed, the requirements of the Local Government Act (2002) cannot be met without the adoption of the policies we advocate. As an independent party once more we are intent on taking opportunities such as submission processes to inform people of the practical solutions available under current legislation for funding the public sector.

Demoralised Public Service
(March 2006 )
New Zealand used to have a proud Public Service in which integrity was valued. Red tape was annoying at times, but its purpose was designed to “get it right”. That appears to have disappeared under successive couldn’t-care-less administrations of the two main old political parties.

Student Debt Racket
(February 2006 )
The entire borrowing and lending complex involved with this legal scam is only surviving because of the mass of misinformation and economic ignorance surrounding it. This outline of how it works, in principle, and who the real beneficiaries are, is lacking detail in some areas because those who know the facts are in positions where they may be humiliated or sacked if they became "whistle blowers", for allowing it to continue for so long.

Origins of SOCIAL CREDIT
(March 2005 )
Development of modern banking has resulted in nations losing the power to issue most of their own money. The present economic system, world wide, is based on debt.